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STOLVIQ is for informational and research purposes only and does not constitute financial, investment, trading, legal, tax, or accounting advice. The financial information provided should not be relied upon as a basis for any investment decision. Data is cached and may be delayed, incomplete, or inaccurate — prices update end-of-day, AI reports may lag up to 90 days. Users access and utilise this data at their own risk. Sprege Consulting Ltd disclaims any liability for inaccuracies or errors in the data provided. Always consult a qualified financial advisor.

Terms of UseAcceptable Use© 2026 Sprege Consulting Ltd

Terms of Use

Effective date: April 1, 2026

Please read these Terms of Use ("Terms") carefully before using STOLVIQ ("the Service", "we", "us"). By accessing or using STOLVIQ you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Not Financial Advice

STOLVIQ provides AI-generated stock scores, screening data, drug pipeline information, and research tools for informational and educational purposes only. Nothing on this platform constitutes financial, investment, trading, tax, or legal advice. No content on STOLVIQ should be relied upon as a basis for making any investment decision.

AI-generated scores, recommendations (BUY, HOLD, CAUTION, AVOID), entry prices, target prices, and stop-loss levels are algorithmic outputs and may be inaccurate, incomplete, or outdated. They do not represent the views of a licensed financial advisor. Always conduct your own independent research and consult a qualified financial professional before making any investment decisions.

2. No Warranty on Data Accuracy

Data displayed on STOLVIQ is sourced from third-party providers including public filings, market data feeds, and AI models. We make no representations or warranties, express or implied, as to the accuracy, completeness, timeliness, or fitness for purpose of any data. Prices are cached and may lag real-time markets. AI reports may be up to 90 days old. Drug pipeline data reflects the last sync from public sources and may not reflect current trial status.

The Service is provided "as is" and "as available" without warranty of any kind.

3. Eligibility

You must be at least 18 years of age to use STOLVIQ. By using the Service you represent that you meet this requirement. The Service is intended for users in jurisdictions where access to financial data tools is lawful. It is your responsibility to ensure your use complies with applicable local laws.

4. Account Responsibilities

If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorised use. We reserve the right to suspend or terminate accounts that violate these Terms.

5. Subscriptions and Billing

Paid plans are billed in advance on a monthly or annual basis. Subscriptions renew automatically unless cancelled before the renewal date. Refunds are not provided for partial billing periods. We reserve the right to change pricing with reasonable notice. Free-tier access may be modified or discontinued at any time.

6. Intellectual Property

All content, design, software, scores, algorithms, and AI-generated output on STOLVIQ are the intellectual property of STOLVIQ or its licensors. You may not reproduce, redistribute, scrape, resell, or create derivative works from any content without prior written permission. Personal, non-commercial use for research purposes is permitted.

7. Limitation of Liability

To the maximum extent permitted by applicable law, STOLVIQ and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service, including but not limited to trading losses, lost profits, or loss of data, even if advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the Service is to stop using it. In no event shall our total liability to you exceed the amount you paid to us in the twelve months preceding the claim.

8. Third-Party Services

STOLVIQ uses third-party services including Supabase (authentication and database), Google (OAuth login), and AI providers. Use of these services is subject to their respective terms and privacy policies. We are not responsible for the practices of these third parties.

9. Changes to the Service and Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

We may update, suspend, or discontinue any feature of the Service at any time without notice.

10. Governing Law

These Terms are governed by applicable law. Any disputes shall be resolved in the jurisdiction where STOLVIQ operates. If any provision of these Terms is found unenforceable, the remaining provisions remain in full force.

11. Contact

Questions about these Terms may be directed to us via the contact information on our website.

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