How It Works
Dual-Stage Integrity. Informed Decisions. A repeatable framework across 5,000+ stocks — combining audited financial data with AI-driven behavioral analysis.
Phase 1
Quantitative — applied to all 5,000+ stocks
Forward Earnings Trajectory
Projected EPS from official SEC filings — independent of analyst consensus
Cash Sustainability
Cash position and burn rate assessed against continued operations without dilutive financing
Insider Signal
Form 4 SEC filings — tracking what corporate insiders are doing with their own capital
Liquidity Gate
Minimum average daily volume required — illiquid stocks flagged regardless of other scores
Override Rules
Certain structural conditions automatically constrain a stock's rating, regardless of other metrics — protecting against risks that quantitative scores alone may not fully capture.
Phase 2
Qualitative — pre-generated for PRIME, on-demand for all
Price & Volume Momentum
Current technical behaviour assessed against the structural score — confirming or challenging the rating
News & Narrative Alignment
Recent material events, earnings releases, and whether the market narrative supports the fundamental picture
Risk & Anomaly Detection
Short-term volatility, sector headwinds, and external signals that structured data may not capture
Coverage
PRIME stocks are assessed on a weekly basis. All stocks are available on-demand — request a report or a refresh within your monthly allowance.
Phase 1 Output
Structural Score
Score 4 (PRIME) stocks are prioritised for Phase 2. All scores are visible in the screener.
Phase 2 Output
AI Criterion Profile
Each assessment includes reasoning, entry price, price target, and stop-loss where applicable.
The STOLVIQ Philosophy
We don't believe in black-box stock picking. STOLVIQ pairs the consistency of a quantitative algorithm with the judgment of the human investor. Our assessments inform your process — your decisions remain your own.
"Intelligence that informs. Decisions that endure."